Free self-check

Which of these 21 credit myths are you still falling for?

The Credit Myth Detector sorts the most popular credit “hacks” into three danger levels, so you can see in 10 minutes which ones are wasting your time and which ones could get you in real trouble.

• 7 myths that waste your timeLike “Use the magic words.”
• 9 myths that hurt your creditLike “Pay a collection and it disappears.”
• 5 myths that could mean legal troubleLike “Always pick Full-Time Employed.”

Plus a score page to see where you stand, and a 10-minute first step you can take today.

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